Disclaimer
Important information about our service and your responsibilities
Last updated: January 2, 2026
Not Financial Advice
The information provided on APYRates is for informational purposes only and should not be considered as financial, investment, legal, or tax advice.
We do not recommend any specific cryptocurrency, exchange, or investment strategy. The APY rates displayed are provided by third-party exchanges and are subject to change without notice.
Always conduct your own research (DYOR) and consult with a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results.
Investment Risks
Cryptocurrency investments carry significant risks. You should be aware of the following:
- Price Volatility: Cryptocurrency prices can fluctuate dramatically within short periods. Even stablecoins can experience de-pegging events.
- Exchange Risk: Centralized exchanges may face security breaches, regulatory actions, insolvency, or operational issues that could affect your funds.
- Rate Changes: APY rates displayed are not guaranteed and can change at any time without prior notice.
- Smart Contract Risk: DeFi protocols and savings products may contain bugs or vulnerabilities that could result in loss of funds.
- Regulatory Risk: Cryptocurrency regulations vary by jurisdiction and may change, potentially affecting the availability or legality of certain services.
- Stablecoin De-Pegging: Stablecoins like USDT, USDC, and others may lose their peg to the US dollar, resulting in significant losses.
Only invest what you can afford to lose. Cryptocurrency investments are not suitable for everyone.
Affiliate Disclosure
APYRates participates in affiliate programs with the cryptocurrency exchanges listed on our website.
This means we may earn a commission when you click on certain links and sign up for an exchange account. This comes at no additional cost to you and helps us maintain and improve our free rate comparison service.
Our affiliate relationships do not influence our data collection, rate display, or exchange rankings. All rates are fetched directly from exchange APIs and displayed without manipulation. Methodology
Accuracy of Information
While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of the data displayed on our website.
- Rates are fetched from exchange APIs and may be delayed by up to one hour
- Exchanges may update rates without API notification
- Technical issues may occasionally affect data accuracy
- Always verify rates directly on the exchange before making decisions
Third-Party Links
Our website contains links to third-party websites, including cryptocurrency exchanges. These links are provided for your convenience only.
We do not control these third-party websites and are not responsible for their content, privacy policies, or practices. Your use of third-party websites is at your own risk.
Limitation of Liability
To the fullest extent permitted by applicable law, APYRates and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website.
Changes to This Disclaimer
We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of APYRates after any changes indicates your acceptance of the updated disclaimer.
Questions?
If you have any questions about this disclaimer, please contact us. [email protected]