Best USDT Savings Rates
Compare USDT earn rates across 4 verified exchanges. Find the highest real yield for your holdings.
Best Available Rate
10.80%
APY
Real-Yield Calculator
See your actual earnings based on tiered rates, not just headline APY.
Enter your investment amount to see real yields based on tiered rates
Ranked by Actual Earnings
* Calculations are estimates based on current rates. Actual earnings may vary. Always verify rates on the exchange before depositing.
Smart Allocation
Maximize returns by optimally splitting your investment across multiple exchanges.
Smart Allocation
Maximize your yield by spreading across multiple exchanges
Your Optimized Strategy
3 exchanges for optimal returns
* This is a theoretical optimization. Actual implementation requires signing up for multiple exchanges. Rates may change.
All Exchange Rates
Complete comparison of USDT rates across all supported exchanges.
| Exchange | Best APY | Base APY | Tiers | Status |
|---|---|---|---|---|
 BI Bitget
Best
AA PoR | 10.80% | 1.80% | 2 tiers | Available |
 BY Bybit AA PoR | 6.16% | 1.16% | 2 tiers | Available |
 OK OKX AA+ PoR | 3.20% | 3.20% | 2 tiers | Available |
 BI Binance AAA PoR | 1.80% | 1.80% | 1 tiers | Available |
Rate History
Track how USDT rates have changed over time.
Security Scorecard
Trust indicators for the top-rated exchange.
Bitget
Security Score
Security scores are based on regulatory compliance, proof of reserves, and historical track record. Always do your own research before depositing funds.