Our Methodology

How we collect, verify, and present cryptocurrency savings rates

Last updated: January 2, 2026

Our Commitment to Accuracy

At APYRates, we believe transparency is fundamental to trust. We fetch real-time APY data directly from official exchange APIs without any manual manipulation. Our automated systems ensure you always see the most current rates available.

Data Sources

We collect APY data from the following major cryptocurrency exchanges through their official APIs:

Binance

Simple Earn / Flexible Savings API

OKX

Savings / Earn Products API

Bybit

Earn / Flexible Staking API

Bitget

Earn Products API

Gate.io

Earn / HODL & Earn API

KuCoin

Earn / Savings API

Data Frequency

1hr

Updated Every Hour

Our automated systems fetch fresh data from all exchanges every 60 minutes

  • Automated data collection via secure API connections
  • Historical data retained for trend analysis
  • Timestamps displayed on all rate tables

How We Process Data

  1. 1

    API Fetching

    Our backend workers connect to each exchange's official API endpoints to retrieve current savings rates.

  2. 2

    Data Normalization

    We standardize rate formats across exchanges (converting to annual APY percentage) for fair comparison.

  3. 3

    Tier Extraction

    For exchanges with tiered rates (different APY based on deposit amount), we extract and display all tiers.

  4. 4

    Database Storage

    All data is stored with timestamps for historical tracking and trend analysis.

What We Don't Do

  • We do not manually adjust or inflate rates for any exchange
  • We do not accept payment to feature or prioritize specific exchanges
  • We do not hide unfavorable rates or negative information
  • We do not provide financial advice or investment recommendations

Questions?

If you have questions about our methodology or notice any discrepancies in our data, please reach out. We're committed to accuracy and appreciate community feedback.