Our Methodology
How we collect, verify, and present cryptocurrency savings rates
Last updated: January 2, 2026
Our Commitment to Accuracy
At APYRates, we believe transparency is fundamental to trust. We fetch real-time APY data directly from official exchange APIs without any manual manipulation. Our automated systems ensure you always see the most current rates available.
Data Sources
We collect APY data from the following major cryptocurrency exchanges through their official APIs:
Binance
Simple Earn / Flexible Savings API
OKX
Savings / Earn Products API
Bybit
Earn / Flexible Staking API
Bitget
Earn Products API
Gate.io
Earn / HODL & Earn API
KuCoin
Earn / Savings API
Data Frequency
Updated Every Hour
Our automated systems fetch fresh data from all exchanges every 60 minutes
- Automated data collection via secure API connections
- Historical data retained for trend analysis
- Timestamps displayed on all rate tables
How We Process Data
- 1
API Fetching
Our backend workers connect to each exchange's official API endpoints to retrieve current savings rates.
- 2
Data Normalization
We standardize rate formats across exchanges (converting to annual APY percentage) for fair comparison.
- 3
Tier Extraction
For exchanges with tiered rates (different APY based on deposit amount), we extract and display all tiers.
- 4
Database Storage
All data is stored with timestamps for historical tracking and trend analysis.
What We Don't Do
- We do not manually adjust or inflate rates for any exchange
- We do not accept payment to feature or prioritize specific exchanges
- We do not hide unfavorable rates or negative information
- We do not provide financial advice or investment recommendations
Questions?
If you have questions about our methodology or notice any discrepancies in our data, please reach out. We're committed to accuracy and appreciate community feedback.